Redefining employee benefits.
Gain control and lower costs with a self-funded health plan.
Take control of your company’s health insurance plan with a self-funded health plan. In your current fully insured plan, the carrier gives you little to no information on what they spend on medical and prescription claims. You hope the renewal increase comes in low and when it does you are excited. But you don’t know why it was low and oftentimes the increase is not low.
With a self-funded health insurance plan, you are able to see medical and prescription claims paid on a monthly basis. You are able to get aggregate reporting to show you how your employees are using plans and make plan changes to best serve your employees and company. You will understand why the renewal is low and be able to affect claims spending.
Get Money Back
In good claim years, you will receive 50-100% of any money leftover in your claim fund! Instead of the carrier keeping the money as the profit you are rewarded when claims are low. We have seen clients receive up to $300,000 in returned claim fund premium in one year.
Each month you only pay your agreed-upon premium and do not have to come up with more money if there is a large claim.
Let Peterman Benefits walk you through why moving to a self-funded health insurance plan can put you back in control of your health insurance costs.
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